Insurancecustomer

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Terms and Conditions

Please read these Terms and Conditions carefully before using our website or services. By accessing or using InsuranceCustomer, you agree to be bound by these terms.

Last Updated: June 1, 2026

📜 1. Acceptance of Terms

By accessing or using the InsuranceCustomer website (the "Site") and any related services (collectively, the "Services"), you agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to these Terms, you may not use our Services.

These Terms constitute a legally binding agreement between you and VOLTNET LLC ("we," "us," or "our"), the operator of InsuranceCustomer. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

🛡️ 2. Services Description

InsuranceCustomer is an independent information and customer assistance platform operated by VOLTNET LLC. We provide general insurance information, educational content, and assistance to help consumers explore various insurance coverage categories.

Important: InsuranceCustomer is not an insurance company . We do not issue, underwrite, administer, or bind insurance policies. We do not provide legal, financial, or professional insurance advice. All information provided on this Site is for general informational purposes only.

Any decisions you make regarding insurance coverage should be based on your own research and consultation with appropriately licensed insurance professionals.

👤 3. User Eligibility

By using our Services, you represent and warrant that:

  • You are at least 18 years of age or have reached the age of majority in your jurisdiction.
  • You have the legal capacity to enter into these Terms.
  • You will provide accurate and truthful information when using our Services.
  • You will use our Services in compliance with all applicable laws and regulations.

©️ 4. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, is the property of InsuranceCustomer (VOLTNET LLC) or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our prior written consent, except for your personal, non-commercial use.

InsuranceCompany names, logos, and trademarks displayed on this Site are the property of their respective owners and are used for identification and informational purposes only.

⚠️ 5. Disclaimer of Warranties

The Services and all information, content, and materials provided on this Site are offered on an "as is" and "as available" basis without any warranties of any kind, either express or implied.

  • No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we do not warrant that the information on this Site is complete, accurate, reliable, or error-free.
  • No Insurance Advice: The information provided is for general informational purposes only and does not constitute insurance, legal, or financial advice.
  • No Guarantee of Availability: We do not guarantee that any particular insurance product, carrier, or coverage option will be available to you.
  • No Warranty of Results: We do not warrant that the use of our Services will result in any specific insurance outcome, quote, or policy.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

⚖️ 6. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall VOLTNET LLC, its affiliates, officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use of or inability to use the Services.

In no event shall our total liability to you for all claims arising out of or relating to these Terms or your use of the Services exceed the amount you have paid to us, if any, for accessing the Services.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.

🛡️ 7. Indemnification

You agree to indemnify, defend, and hold harmless VOLTNET LLC and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of the Services in violation of these Terms.
  • Your violation of any applicable law or regulation.
  • Your violation of any third-party rights, including intellectual property or privacy rights.
  • Any content or information you submit to or through the Services.

🔗 8. Third-Party Links and Providers

Our Site may contain links to third-party websites, including insurance company websites, partner resources, and other external content. These links are provided for your convenience and do not imply our endorsement of the content or services offered on those sites.

We are not responsible for the content, privacy policies, or practices of any third-party websites. Your interactions with third-party providers are solely between you and the applicable third party, and we are not liable for any damages or losses arising from such interactions.

🔒 9. Privacy Policy

Your use of our Services is also governed by our Privacy Policy , which explains how we collect, use, and protect your personal information. By using our Services, you consent to the collection and use of your information as described in the Privacy Policy.

🏛️ 10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, United States of America, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or your use of the Services shall be resolved exclusively in the state or federal courts located in Lancaster County, Pennsylvania. You consent to the exclusive jurisdiction and venue of such courts.

Prior to initiating any legal action, you agree to attempt to resolve the dispute through informal negotiation with us for at least thirty (30) days.

📝 11. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide notice before the new terms take effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the updated Terms. If you do not agree to the new Terms, you are no longer authorized to use the Services.

✉️ 12. Contact Us

If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us at:

InsuranceCustomer
Operated by VOLTNET LLC
200 W Burkholder Dr Trlr 1
Lititz, PA 17543
Email: legal@insurancecustomer.com
Phone: +1 (888) 596-0164

📄 13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and VOLTNET LLC regarding your use of the InsuranceCustomer Services and supersede all prior agreements and understandings, whether written or oral.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

We're Here to Clarify

If you have any questions about our Terms and Conditions or need further clarification, please don't hesitate to reach out to our team.

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